Frank and Sheryl pic

Our Approach

Frank Shaw &

Sheryl Arndt

Frank and Sheryl have many years experience together with Sheryl, who has experience since 1992. Frank started as a Loan Officer and became a Real Estate Agent. He has experience in both fields. Sheryl is a Real Estate Broker AND Sr. Loan Officer and an expert in both fields. Sheryl started as a Real Estate Agent in 1992 but has been experienced with loans since 1999 with Frank. They have expertise in qualifying First Time Home Buyers to purchase the home of their dreams with FHA, Conventional or home loan programs.

Our Story

Our Story

We believe in mortgage solutions for the many borrowers with low fico scores and credit issues. There are choices from Zero Down USDA Rural, Zero down conventional and 5 down payment assistance programs from a minimum 580 fico score to qualify. 

There are currently record low interest rates and there are many loan programs to fit your needs the best financially. Sheryl offers credit repair at no cost to her clients to raise fico scores to qualify for programs, rates and terms. Anyone can buy with a little help from their friends, Frank and Sheryl. The market is always changing and their experience is a benifit to you in Real Estate and Loans.

Rent vs Buy

Do you need Rent vs Buy listings to compare?

Contact Frank Shaw 760-927-9300


Frank and Sheryl have been in the top 10% of sales in California with Coldwell Bankers as Agents and are top producers with numerous awards. Sheryl is an expert in handling any issues that arise to close loans efficiently and timely. They are an asset and who will earn your business for life. Call Sheryl for the answers to any questions you may have. She has all the answers from her many years of experience. They are always researching loan programs to add that will benefit their clients the best financially. That includes city and county programs of down payment and closing cost assistance.

Sheruyl Arndt, Broker

Sheryl Arndt, Real Estate & Mortgage Broker, Sr. Loan Officer

Next Steps...

Contact us for loan programs, rates and terms and get pre-approved and out shopping for a home of your choice today. Minimum 500 fico score required. Call Sheryl Arndt cell 760-486-4225 or 760-983-4549 office